Employee Insurance

Traditionally, when assembling employee benefits packages, businesses and organizations have had little choice but to decide between solitary, independent insurance brokers with little or no staff, or unique expertise, or they fall victim to massive, unfeeling national brokerage houses with little emphasis on individualized services.  Moody Insurance Agency offers a revolutionary view of employee benefits that our clients describe as being as unique as it is valuable.  Three distinct philosophies guide our approach to benefits:

• Cost Optimization

Every brokerage and consulting firm promises to save you money.  But do you feel that every opportunity is being explored, every year?  Our Cost Optimization Tool assures that the entire spectrum of possibilities is reviewed.  Additionally, our clients benefit from our extensive experience in alternative funding concepts and integrated reimbursement strategies.

• Benefits Advocacy

Do your employees truly understand and appreciate the benefits that your organization generously provides to them?  Insurance companies and brokerage firms lack the human touch and Benefits Advocacy is the only solution in our opinion.  Providing your team and your employees with a dedicated Advocate surrounded by a vast array of services has proven to result in faster, better service.  Employees and HR teams are happier when you partner with Moody Insurance.

• Compliance Resources

If you have ever struggled with complying with all the rules and regulations that surround managing an employee benefits program, you know how overwhelming it can be.  Health care reform has now created a new challenge for organizations.  Moody Insurance can provide your firm a number of tools, alerts and support experts to create a solid plan to help inform and defend you.

Products:

Medical Insurance - Fully-Insured and Self-Funded
Dental Insurance
Vision Insurance
Life Insurance
Disability Income Insurance
Executive Benefit Plans
Voluntary Benefit Plans
COBRA Administration
Cafeteria Plan (125 Plan) Administration
Retirement Plan Financial Advisory Services (401k, 403b, SIMPLE IRA, 457)
Human Resources Consulting
Long-Term Care Insurance
Employee Benefit Enrollment and Communication Tools and Services
Wellness Programs

Moody Insurance Agency, Inc. has always stood for personal service.  We have been pioneering alternatives to risk management challenges since the agency was founded in 1972.  We incorporate a "team approach" and each client is an integral part of the team.  We make every effort to know our client in order to understand your unique requirements and provide quality risk management solutions.

Moody Insurance welcomes the opportunity to meet with you to discuss your individual risk management and insurance needs.